How it works

At EZ Loans 123, we're committed to connecting you with a loan offer in a quick and easy manner. Find out how we can help you today!

Loan Requirements.

In order to obtain a loan, you must:

  • Be a US citizen
  • Be at least 18 years old
  • Be able to provide proof of employment and make $1000+ per month after taxes
  • Obtain a valid checking account for direct deposit of funds
  • Provide a valid phone number and email address

Loan Request Process.

Our 2-minute loan request form is devised to connect you with a lender to accompany your financial needs. After you submit your form, we immediately process your request through our nation-wide network of lenders.

After we connect you with an applicable lender, you'll be redirected to their website to review the loan's terms and finalize. Funds will be direct deposited to your checking account. Most lenders deposit money on the next business day. After accepting and signing your loan offer, all questions regarding your loan should be directed towards your lender.

With EZ Loans 123, you're in complete control from start to finish. Our free process allows you to accept or reject your loan offer. Our dedication to transparency and compliance standards has made us one of the most trusted companies in the industry.

To learn more about our service, see our FAQs page.

To begin the loan request process now, click here!

Let's Get Started

The Loan Request Processes in Under 2 Minutes!

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THE OPERATOR OF THIS WEBSITE IS NOT A LENDER, does not broker loans to lenders and does not make cash advances or credit decisions. This Website does not constitute an offer or solicitation to lend. The operator of this Website is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product, but may receive compensation from the lender for forwarding your information to them. In some cases, you may be given the option of obtaining a loan from a tribal lender. Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender, please understand that the rates and fees may be higher than state-licensed lenders and you may be required to agree to resolve any disputes in a tribal jurisdiction. Additionally, your information may be going to an aggregator and not a lender. Your information can be sold multiple times leading to multiple offers from lenders, aggregators, and other marketers. Lenders and aggregators who buy your information may supplement it with additional information about you that they obtain from other sources. Not all lenders can provide your requested type of loan and/or loan rate or terms, and we make no promises that you will be able to obtain a loan. Cash transfer times may vary by lenders and local laws. Lenders may perform a credit check to determine your creditworthiness. In some circumstances faxing may be required. For details, questions or concerns regarding your cash advance, please contact your lender directly. Lenders are solely responsible to you for all aspects of any loan request or loan transaction, including compliance with all applicable laws and regulations relating to your loan request form and any agreement or disclosures relating to your loan request form or loan transaction (including any adverse action notices or Truth-in-Lending Act disclosures). Residents of Arkansas, Georgia, New York, Oregon, Washington, West Virginia & Vermont are not eligible to submit a request for a cash advance on this Website. This service is not available in all states, and the states serviced by this Website may change from time to time and without notice. Short-term loans are an expensive form of credit and not a long-term financial solution. Please use short-term loans responsibly.

Online Lenders Alliance: When you see the OLA seal, you can trust you're working with a company committed to the highest standards of conduct, dedicated to ensuring the best possible experience for their customers, fully compliant with federal law, and working hard to protect consumers from fraud.

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