Lenders choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires Lenders to tell you how they collect, share, and protect your personal information. We are not a Lender or agent. We provide marketing services but we do follow privacy practices generally required of Lenders. Please read this notice carefully to understand what we do.
In accordance with section 326 of the Patriot Act and to help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. The other types of personal information we collect and share depend on the product or your loan request. This information can include:
|Why we share your personal information||Does EZ Loans 123 share?||Can you limit this sharing?|
|For our everyday business purposes - to forward your loan request information to Lenders in our network, respond to court orders and legal investigations||Yes||No|
|For our marketing purposes - to offer our loan marketing services to you||Yes||No|
|For joint marketing with Lenders and marketing affiliates||Yes||No|
|For our affiliates' everyday business purposes - information about your loan requests and inquiries||Yes||No|
|For our affiliates' everyday business purposes - information about your creditworthiness||Yes||Yes|
|For our affiliates to market to you||Yes||Yes|
|For nonaffiliates, to market to you - we send your information to third party marketers and list managers||Yes||Yes|
|Who are we?|
|Who is providing this notice?||Search ROI, LLC d/b/a EZ Loans 123.|
|What do we do?|
|How does EZ Loans 123 protect my personal information?||To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.|
|How does EZ Loans 123 collect my personal information?||
We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus, affiliates, lenders, lead generators, or other companies.
|Why can't I limit all sharing?||
Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing.
|Affiliates||Companies related by common ownership or control. They can be financial and nonfinancial companies.|
|Nonaffiliates||Companies not related by common ownership or control. They can be financial and nonfinancial companies.|
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
|Other Important Information|
Residents of Arkansas, Georgia, New York, Oregon, Washington, West Virginia & Vermont are not eligible to use this website's personal loan and cash advance referral service. This website's personal loan and cash advance referral service is not available in all states, and the states serviced by this website may change from time to time and without notice. Please note that we review our privacy practices from time to time, and that our practices are subject to change. We ask that you review this page each time you interact with this website to ensure your continuing familiarity with our current privacy practices. All amended terms will be automatically effective after they are posted on the website. Your continued use of the website after such changes have been posted constitutes your agreement to the changes.
We have access to your personal and financial information when you inquire about a loan. When providing your information to loan marketing affiliates and lenders, we may provide a substitute e-mail address to the lender as your e-mail address to reduce the potential for unwanted e-mails and spam. You understand that through this substitute e-mail address, we may have access to information regarding any loan made to you by a Lender or other correspondence sent to you by the Lender. We may also, at any time, provide Lenders with the actual e-mail address you provided on your loan request form. We do not use information in responses from the Lender except to route such information to you.
California residents may request that your personally identifiable information not be shared with third parties by sending your request, including your full name, email address and postal address, to: EZ Loans 123, 6709 W. 119th Street #338, Overland Park, Kansas 66209. California residents are also entitled to know that they may file grievances and complaints with California Department of Consumer Affairs, 400 R Street, Suite 1080, Sacramento, CA 95814; or by phone at 916-445-1254 or 800-952-5210; or by email to firstname.lastname@example.org.
This website is not intended for use by individuals under the age of 18. We are in compliance with the requirements of the Children’s Online Privacy Protection Act (COPPA) and we do not knowingly collect any information from anyone under 13 years of age. Our website, products and services are directed to people who are at least 18 years of age and older. When notified of a user who is not over the age of 18, our website will take immediate remedial measures to remove that individual from our user database.
With your consent, we may send push notifications or alerts to your web browser or your mobile device. These notifications may include marketing messages from us or from third-parties. You can deactivate these messages at any time by changing the notification settings on your mobile device or browser.
To opt-out of future email communications please unsubscribe here.
Any questions regarding this policy should be directed to EZ Loans 123 via the Contact Us Form.
Last updated: July 17, 2017
THE OPERATOR OF THIS WEBSITE IS NOT A LENDER, does not broker loans to lenders and does not make cash advances or credit decisions. This Website does not constitute an offer or solicitation to lend. The operator of this Website is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product, but may receive compensation from the lender for forwarding your information to them. In some cases, you may be given the option of obtaining a loan from a tribal lender. Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender, please understand that the rates and fees may be higher than state-licensed lenders and you may be required to agree to resolve any disputes in a tribal jurisdiction. Additionally, your information may be going to an aggregator and not a lender. Your information can be sold multiple times leading to multiple offers from lenders, aggregators, and other marketers. Lenders and aggregators who buy your information may supplement it with additional information about you that they obtain from other sources. Not all lenders can provide your requested type of loan and/or loan rate or terms, and we make no promises that you will be able to obtain a loan. Cash transfer times may vary by lenders and local laws. Lenders may perform a credit check to determine your creditworthiness. In some circumstances faxing may be required. For details, questions or concerns regarding your cash advance, please contact your lender directly. Lenders are solely responsible to you for all aspects of any loan request or loan transaction, including compliance with all applicable laws and regulations relating to your loan request form and any agreement or disclosures relating to your loan request form or loan transaction (including any adverse action notices or Truth-in-Lending Act disclosures). Residents of Arkansas, Georgia, New York, Oregon, Washington, West Virginia & Vermont are not eligible to submit a request for a cash advance on this Website. This service is not available in all states, and the states serviced by this Website may change from time to time and without notice. Short-term loans are an expensive form of credit and not a long-term financial solution. Please use short-term loans responsibly.
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